Large Property Finance Mortgage
Property Finance Choices
Helping you get the right money, at the best price in the quickest time for your house purchase, refinance or business needs.
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About Large Property Finance Mortgage
Welcome to Property Finance Choices, your trusted mortgage broker, here to assist you in making informed decisions for your property financing needs. Whether you are a first-time homebuyer, looking to remortgage, or seeking investment opportunities, we are dedicated to providing personalised solutions tailored to your unique financial circumstances.
At Property Finance Choices, we understand that navigating the complex world of mortgages can be overwhelming and time-consuming. Our team of experienced and qualified mortgage advisors is here to simplify the process for you. We take the stress out of finding the right mortgage by offering expert guidance and a wide range of services to suit your requirements.
Our commitment to transparency and customer satisfaction sets us apart. As independent mortgage brokers, we work with a diverse panel of lenders, ensuring you have access to a comprehensive selection of mortgage products, including fixed-rate, variable-rate, and specialised mortgages. With our assistance, you can compare rates, terms, and features to secure the most competitive and suitable deal for your needs.
Specialist Local Mortgage Broker
A Decision in Principle (DIP), also known as an Agreement in Principle (AIP) or Mortgage in Principle (MIP), is a document or statement provided by a mortgage lender that indicates how much they are willing to lend you based on an initial assessment of your financial situation. While it is not a guarantee that you will be approved for a mortgage, it serves several important purposes and benefits for potential homebuyers:
Get your Free Decision in Principle certificate hereRange of Lenders
Access to a whole range of lenders providing you the most competitive offers.
Dedicated Case Handler
Have just one point of contact to ensure a smooth process.
No hidden costs!
We charge a one time application fee and we sometimes receive commission from a 3rd party lender with full transparency.
Local Expert Guidance
We have been working in this local area for more than 5+ years we understand all the local market trends providing you the best service.
Mortgage Enquiry
Residential Mortgages | HMO | BTL | Refinance | Bridging Finance | Development Finance
Want to start viewing properties?
If you wish to start viewing properties you must first get a Decision in principle this is to show that you can financially afford it. Simply fill in a short 10 minute form below to have a certificate emailed to you.
We are Looking for Introducers.
We are always on the hunt for new people to refer us clients in return we offer a high referral fee which your own ability to track the applications in real time.
The Application Process
Compare and Check
Let us compare the latest mortgage deals for you over the phone, or do it yourself in real-time online using our online application portal.
Apply Online
You won't have to tell us any info twice, we'll keep it and put it in the form so you can check it and apply by phone or online.
Track and Complete
Track your application online 24/7. We'll even appoint a dedicated case manager who'll do all the legwork for you. We will keep you updated every step of the way all the way up until completion.
Voted Large Mortgage’s Trusted Mortgage Broker 5 Years in a row!
Our Partners
Kaye & Carey is an independent Estate Agency founded by Matthew Kaye and Adam Carey who have over fifty years of experience.
In the heart of Central London, Belgravia is home to many of the world’s embassies along with grand hotels, fine restaurantsues.
When you are looking for estate agents in Belgravia there are a relentless number of companies to choose from.
Professional RICS Surveyor. Commercial and Residential Surveys carried out at short notice or weekends, from 8am-8pm daily.
Best Gapp is an independent estate agent based in Belgravia that specialises in all aspects of buying, selling,ve areas.
We are a firm of Leading Chartered Certified Accountants in London, specialising in auditing services, accountancy services.
Frequently Asked Questions
The shortest mortgages have terms of 2-3 years, but these tend to be rare and used in particular scenarios. At the other end of the scale, it is sometimes possible to have 40-year mortgages, but these tend to be offered to mainstream borrowers with good income looking to maximise what they can borrow, rather than the norm for high-net-worth individuals.
For high-net-worth individuals, mortgages with terms of 5 to 25 years are typical, although mortgages in the 5-to-15-year range tend to be the most usual.
A remortgage is the process of replacing your existing mortgage with a new mortgage from another lender without buying a new property. Your ‘new’ lender will pay off your ‘old’ lender, and you then make monthly repayments to this new mortgage provider, usually at a better rate or benefitting from more advantageous terms.
PFC only charges a brokerage fee when you are happy with an offer your broker has sourced for you and you are ready to formally submit the mortgage application to the lender. By charging you a fee at this point, PFC can stay independent, and the onus is on your broker to present the most competitive mortgage possible for you to move the deal forward. Your broker will spend as much time as needed approaching lenders, seeking finance and structuring the best mortgage for you and you are only charged a fee for this work when you are happy to proceed.
Large Property Finance Mortgage Broker - Our Services
Property Finance Choices are professional mortgage brokers founded in 2022 with more than 25+ years experience across the team.
We have access to all lenders including high street banks, multinational private banks, specialist lenders and funds, private offices and high net-worth investors.
Our Core Services Are:
– Buy to Let Mortgages (for single properties, portfolios and multi-unit blocks)
– Bridging Finance (1st and 2nd charge for residential or commercial properties)
– Development Finance (for high-value single units, multi-unit blocks, commercial property including offices, hotels, retail, student accommodation and PRS)
– Developer Exit Loans (to refinance recently completed development schemes)
– Commercial Mortgages (offices, retail, hotels, restaurants, for investment or owner occupation)
– Borrowers can be personal names or Ltd company / corporate structures and UK or overseas nationals
– Our core business is in London, but we cover all of the UK and also arrange finance for European real estate
– Remortgaging finance to match your needs and achieve a better rate
– Working with HNW Individuals and Companies to acquire and source exclusive funding
We also provide advice around all forms of insurance to pay out in the event of an accident, illness, injury or death to make sure you and your family are protected against whatever life throws your way.
Blogs
How to Choose the Right Mortgage Product for a Multi-Unit Property
Choosing the right mortgage product for a multi-unit property involves careful consideration of several factors, including the property’s specifics, your financial situation, and your long-term goals. Here’s a step-by-step guide to help you select the best mortgage product for a multi-unit property: 1. Understand Your Property Type 1.1 Property Classification
The Role of Insurance in Multi-Unit Property Mortgage Planning
Insurance plays a crucial role in multi-unit property mortgage planning by providing financial protection against various risks that can affect the property’s value, income, and overall financial stability. Here’s how insurance impacts multi-unit property mortgage planning: 1. Types of Insurance for Multi-Unit Properties 1.1 Buildings Insurance 1.2 Landlord Insurance 1.3
How to Plan for Potential Vacancies in Multi-Unit Properties
Planning for potential vacancies in multi-unit properties is crucial for maintaining financial stability and ensuring the long-term success of your investment. Here are some strategies to help you prepare for and manage vacancies: 1. Financial Planning and Reserves 1.1 Build a Reserve Fund 1.2 Budgeting for Vacancies 2. Tenant Retention